Every action below is available as an MCP tool and a verb in Cerebral OS — callable from any AI agent, Claude, Cursor, Windsurf, or your own runtime via the BYOA API. All executions are governed, audited, and dry-run safe.
Create Link Token
plaid:create_link_token
Create a link_token to initialize Plaid Link for connecting bank accounts.
Write
Medium risk
Create Sandbox Public Token
plaid:create_sandbox_public_token
Create a sandbox public token for testing without real bank credentials.
Write
Medium risk
Exchange Public Token
plaid:exchange_public_token
Exchange a public_token for an access_token to make API calls for a connected account.
Write
Medium risk
Get Accounts
plaid:get_accounts
Retrieve bank account information including balances and account details.
Read
Low risk
Get Auth
plaid:get_auth
Retrieve bank account and routing numbers for ACH transfers and verification.
Read
Low risk
Get Categories
plaid:get_categories
Retrieve the full list of Plaid transaction categories.
Read
Low risk
Get Identity
plaid:get_identity
Retrieve account holder identity information including names, addresses, phone numbers, and emails.
Read
Low risk
Get Institutions
plaid:get_institutions
Retrieve a list of financial institutions supported by Plaid.
Read
Low risk
Get Item
plaid:get_item
Retrieve information about a Plaid Item including institution details and available products.
Read
Low risk
Get Transactions
plaid:get_transactions
Retrieve bank transactions for specified date range and accounts.
Read
Low risk
Remove Item
plaid:remove_item
Remove a Plaid Item and revoke access to the connected bank account.
Write
High risk
Reset Sandbox Item
plaid:reset_sandbox_item
Reset a sandbox Item to its original state for testing.
Write
Medium risk
Search Institutions
plaid:search_institutions
Search for financial institutions by name or domain.
Read
Low risk